KEMI Tools

Unemployment Benefit Calculator

Enter pre-separation pay, age and insured period to estimate the daily job-seeker allowance, benefit days and total under the Employment Insurance Act — with the 2026 cap (₩68,100) and floor (₩66,048). The job centre makes the final decision.

Average monthly wage (gross)원Include allowances and pro-rated bonusesDays in those 3 monthsdCalendar days (89–92)Daily contract hourshUsed for the floor (max 8 h)Age at separationy

Insured periody+ monthsm

Reason for leaving

Registered disability — same days as age 50+180+ insured paid days in the last 18 months

Daily benefit

66,048

raised to minimum

Benefit days

180 d

Under 50

Estimated total

11,888,640

per 28 days: 1,849,344

Average daily wage8,400,000 ÷ 9291,304

× 60%54,782

Maximum (separations from 2026)68,100

Minimum10,320 × 8h × 80%66,048

Applied daily benefit66,048

× benefit days180 d

Total if fully drawn11,888,640

Benefit days table (Annex 1)

Insured	<1y	1–3y	3–5y	5–10y	10y+
Under 50	120	150	180	210	240
50+ / disab.	120	180	210	240	270

Estimate only — the job centre decides eligibility and amount. Confirm and apply at work24.go.kr. Benefits must be drawn within 12 months of separation.

How to use

Enter average monthly pay (or the 3-month total) and the number of calendar days.
Enter daily hours, age at separation and insured period; tick disability if applicable.
Check eligibility and read the results; confirm and apply at work24.go.kr.

Eligibility

180 insured paid days in the 18 months before separation, involuntary separation (or voluntary with just cause), willingness and ability to work, and active job search (Employment Insurance Act Arts. 40, 58).

Formula

Daily benefit = average daily wage (last 3 months’ pay ÷ calendar days) × 60%, capped at ₩68,100 and floored at minimum wage × 80% × daily contract hours (₩66,048 for 8 h). Example: ₩3M/month, age 35, 4 years insured → floor ₩66,048 × 180 days ≈ ₩11.89M.

Benefit days

Under 50: 120 / 150 / 180 / 210 / 240 days for <1, 1–3, 3–5, 5–10, 10+ insured years. Age 50+ or disabled: 120 / 180 / 210 / 240 / 270.

FAQ

What are the 2026 cap and floor?

For separations from 1 Jan 2026, the daily cap is ₩68,100 (base-wage cap ₩113,500 × 60%) and the floor is ₩66,048 (minimum wage ₩10,320 × 80% × 8 h).

Can I claim after quitting?

Generally no (Art. 58), unless a just cause listed in the Enforcement Rule applies — e.g. two months of unpaid wages, harassment, or a relocated workplace making the commute 3+ hours.

How is the 180-day requirement counted?

180 insured paid days (workdays plus paid weekly holidays) within the 18 months before separation, across employers.

When is it paid?

After a 7-day waiting period, benefits are paid each time you report job-search activity. You must draw them within 12 months of separation.

Sources: Employment Insurance Act Arts. 10(2), 40, 45, 46, 48–50 (Annex 1), 58; Enforcement Decree Art. 68 (₩113,500 base cap from 2026); 2026 minimum wage notice.

Disclaimer — not legal advice

Results are estimates computed from your inputs and the statutory rates published as of October 2026 — not tax or legal advice, nor an official determination. Confirm with the official calculators below or a licensed tax accountant / labour attorney before acting.